Comments [8]

General Inquiry 
Spoonbill Courtyard  
Perico Bay Club 
Spoonbill Courtyard 
(585) 281-7590 
Hello, my wife and are currently scheduled to close on 508 Sanderling Circle. We are in the process of obtaining homeowners insurance. My question regards what exactly is covered by the HOA fees? Do we need to obtain wind/hurricane insurance? There is confusion about this as I talk to different agents. The property we are purchasing is listed as a ""villa"". I'm assuming we need something different from ""condo"" insurance that covers ""drywall in"". Any help you can give me regarding this issue would greatly appreciated. Thank you in advance.